Travel Insurance Tips

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Travel Insurance Tips

Travel insurance is something you may not want to skimp on. While the majority of people who go on holiday enjoy a trip that is trouble free, sadly others find that disaster strikes. Ending up in hospital when on holiday isn’t fun or cheap when abroad,but at least if you have insurance you have financial security. Finding the most suitable policy at a suitable price doesn’t have to be a nightmare if you follow our tips.

Choose the most suitable policy

Savings on travel insurance typically start by ensuring that you choose the most suitable policy for your needs. There are different policies for travelling and some of the most popular include:

  • single trip insurance;
  • annual insurance;
  • over 65 insurance;
  • cruise insurance;
  • family insurance;
  • backpacking insurance.

Choosing the most appropriate type of policy ensures that you have the most suitable cover for your specific holiday needs and it may help you to get competitive premiums. For instance if you travel more than once a year it may be more economical to get annual insurance rather than single policies each time you travel. If you are over the age of 65 it may pay to shop with a specialist provider for an over 65s insurance policy.

What do you plan on doing on holiday?

What you plan on doing on your holiday may have an effect on the insurance policy that you need. Certain activities and sports may require additional insurance, these may include;

  • skiing;
  • snow-boarding;
  • scuba diving;
  • bungee jumping;
  • tobogganing;
  • horse riding.

Any of the above activities and sports may require you to take out specialist insurance to ensure you are protected against financial costs associated with accident or injury while partaking in them. Generally insurance is going to cost less if you are not taking part in any of the above activities. However, if you are it may not pay to skimp on the cost of insurance to include them.

Pre-existing medical conditions

Pre-existing medical conditions are something that insurance companies worry about so they affect how much you have to pay. For instance if you have asthma or high blood pressure you may be asked to pay more for insurance than someone who doesn’t have existing conditions.

Always check the small print of a policy as insurance providers may even factor in the health of relatives to avoid paying out if you have to abandon your holiday to come home to be with a relative.

What to look for in a policy

What to look for when choosing travel insurance is largely going to depend on your needs. However, there are some things that you might want to make sure are included in the insurance you take to cover eventualities. These may include:

  • medical expenses of around £2 million;
  • personal liability insurance around £1 million;
  • cancellation of the holiday, typically around £3,000;
  • loss of cash around £250;
  • loss of baggage around £1,500.

As you can see there are many factors to take into account when looking for travel insurance. Using a standalone provider of travel insurance may typically help you to find a policy that provides suitable cover and at a competitive price.

What is the Best Way to Convert a Travel Video for Mobile Phones?

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If you like to watch travel videos then why not start doing so from your mobile phone? Nowadays most mobile phones are able to play videos, and if you transfer the travel videos that you watch onto yours then you’ll be able to watch it no matter where you are.

While that may sound appealing, just keep in mind that mobile phones tend to have limited storage space – and travel videos can eat into it quite quickly. Also, not all video formats are compatible with mobile phones.

On the bright side, the only thing you need to overcome both those problems is Movavi Video Converter. It is a lightweight and easy-to-use software that will let you convert your travel videos so that they are perfect for your mobile phone. In other words, you won’t have to worry about compatibility and you can also compress your videos so that they don’t take up too much space.

The reason why Movavi Video Converter is hands down the best way to convert travel videos is that it makes it an entirely painless process. Using it you can add the travel video, select a format, and start converting almost immediately. For example, you could convert MP4 to MOV by just selecting MOV from the list. To make things even easier, the software also includes hundreds of presets that you can use to automatically optimize your video for the mobile device that you’re using.

If you want to compress your video, you’ll find that can be done without any issues either. The easiest way to do so with Movavi Video Converter is to simply set the desired output file size and let the software handle the rest. Alternatively, you could manually adjust the frame rate, resolution and bitrate to shrink the file size yourself.

As you can see, Movavi Video Converter is a nice asset to have on your side, and that’s just a glimpse into its potential. It is able to cut and combine video segments, create animated GIFs, enhance the quality of your videos, grab screenshots, insert customizable text, as well as convert image and audio files too.

The only real way to truly appreciate just how easy it is to convert videos with Movavi Video Converter is to try it firsthand. Just add a video and give it a whirl to see how quickly you can convert your video so that it is compatible and optimized for your mobile phone.

Overnight Luxury with Brittany Ferries’ Gourmet Cruises

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Being able to utter phrases like ‘how about we pop over to the continent for lunch?” and actually meaning it wouldn’t come across as realistic to most. Those blessed with endless cash resources perhaps, but for the average Brit a tasty feed on home soil can be pricey enough.

Culinary tourism is big business these days. Even in instances where food isn’t the sole purpose of the trip, it tends to play a huge role in every holiday and excursion. But at the same time, more travellers than ever before are basing their travel decisions almost entirely around their gastronomic preferences. From wine tasting in France to a taste of the real Italy, there are those for whom no expense is too great if it brings the promise of delightful decadence.

However, a growing number of tour operators are slowly but surely transforming what it means to escape for a relaxing meal. The reason being that the short hop from the UK to France really is short enough to both facilitate and justify a delightfully enjoyable gourmet cruise on a whim. You select the all-inclusive package of your choosing, pack your overnight bag and prepare yourself to both soak up and (quite literally) drink in the sights, sounds and flavours of France. It’s essentially a way of cramming all of the best bits of an extended stay in France into one hugely enjoyable overnight excursion.

Brittany Ferries offer gourmet cruises to both France and Spain departing from Portsmouth, Poole or Plymouth with various package options available – for more information visit www.brittany-ferries.co.uk/offers/gourmet-cruises.

 

A Truly Tasteful Voyage

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You may be wondering at this point – is it really possible to fit all of this into a single overnight trip? And if it is possible, isn’t it all a bit on the rushed and hurried side of things?

Well, you’d certainly be forgiven for wondering just how much you could cram into such a short trip and still keep things serene and relaxing. But the way the packages are put together, the folks behind the scenes have well and truly hit the nail on the head and struck the ideal balance. There’s plenty to keep you busy, but at no time is it anything but idyllic.

Take the trip from a departure point at Portsmouth with Brittany Ferries for example and you’ll be looking at boarding the ferry in the early evening. This means plenty of time to settle in, make the most of the amenities on-board and generally kick things off on the right foot. You might be only going away for the briefest of times, but you’ll undoubtedly feel as if you’re on the sweetest of sweet escapes. Sample the on-board dining, unwind with a cocktail or simply indulge in your en-suite cabin for a wonderful night’s sleep, dreaming of your next indulgence to come.

If your package happens to include an indulgent meal at the ship’s on-board gourmet restaurant…well, let’s just say there’s no better start to your culinary odyssey. With menus crafted by talented French chefs and prepared by masters in the art of fine dining, you might find yourself wondering if it’s really necessary setting sail at all!

Don’t misconstrue for a moment – what we’re talking about here is a million miles from the usual self-service buffet standards you may be used to. Indeed, the very thought of braving the crowds to grab the last handful of lukewarm fries from under a hot-lamp is enough to put anyone off the idea for life! Which is why this unpleasant scenario is about as far removed from the reality of gourmet cruising as it gets. It’s five-star standards all the way, beginning the moment you set foot on board.

From the finest seafood pulled fresh from the ocean to mouth-watering steaks and the kinds of desserts you may have thought were confined to Disney movies, it’s the perfect start to the perfect trip you never knew you were craving quite so badly! The Brittany Ferries deal includes a sublime four-course buffet dinner, which is ideal for sampling a wide range of appetisers, mains, desserts and fabulous French cheeses.

 

The Early Bird Catches the Croissant

Arriving in the region of about 8am CET the next morning…or 7am UK time…getting yourself up and ready for breakfast is a challenge that’s more than worth undertaking. Your gourmet cruise package will include as standard a truly gorgeous continental breakfast, which follows your evening feast with the exact same opulent standards. If you’d imagine it to be served up in a high-end restaurant hotel, you can bet it’s here…and in plentiful supply, too. But at the same time, it can be extremely tempting to make sure you leave at least a small corner to fill, in order to go rub shoulders with the locals enjoying petit dejeuner in one of the quaint local cafes.

Quaint is something they know how to do properly in St. Malo and to sip a coffee and nibble on a pastry on a warm terrace in the morning sunshine makes the whole trip worthwhile in an instant. Your head tells you to get up and explore, but your heart begs for another hour or two doing nothing but watch the world go by. Either way, you’ll be delighted with your decision!

 

Lavish Lunch

When those hunger pangs once again kick in, the delight of knowing that you already have reservations at a top local dining spot is almost intoxicating in its own right. You’ll have your choice of multiple venues, which in each instance has been personally selected and vetted by the company for outstanding quality.  Café de l’Ouest, Le Lion d’Or in St Malo, Côté Mer in Cancale, La Croix Blanche on Mont St Michel or Les 3 Lunes in Dinan – each serving up its own unique twist on the kinds of local classics you won’t want to leave without sampling.

After lunch, the day is yours to do pretty much anything you want with. At least for a couple of hours, anyway, ahead of your late-afternoon departure. Plenty of time for an aperitif or two, not to mention a well-deserved spot of shopping.

The good news is you’ll also have the option of an en-suite cabin on the way back, meaning that if a siesta is called for (when on the continent, right?) you’ll have every opportunity for a snooze. Enjoy the on-board amenities and entertainment, hit UK shores in the region of 21:30 and leave wondering why you haven’t spent more of your time on such exquisite overnight adventures. Or if time permits, why not take the option of adding an overnight stay in St Malo to your package, just to extend the fun of it all a little further?

If food and travel are your thing – who says you can’t enjoy the best of both more often?

10 Things You May Not Know About UK Passports

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Passports are valuable, there’s no 2 ways about it.  They involve detailed paperwork, they cost a considerable amount and let’s not get into the photo requirements. However, should you decide that Googles image search is no longer satisfying your wanderlust, they are a necessity and you will not be getting anywhere quickly, or easily for that matter.

We have complied a list of some of the lesser known facts about UK passports – perfect for those times you are kept waiting for delayed flights.

You can get a new passport in as little as 4 hours

You must be inside the UK to use the 1 day Premium Service as it requires a face to face appointment. This service allows you to collect the passport 4 hours after the appointment.

The next fastest service is the 1 week fast track service, this still requires a face to face appointment but the passport is sent to your home address within 1 week of the appointment.

You should be aware that not all passports are available on these Fast Track services – so check the Gov.co.uk to see the guidelines.

The UK is the 3rd Most Powerful Passport

Having a UK passport gives you visa –free access to a whopping 174 countries across world. Its sits at 3rd position with Finland, France, Italy and Spain.

The UK currently sits behind Germany in 1st place and Sweden 2nd place, with access to 177 and 176 countries respectively.

Although Its Low Cost To Produce

A UK passport costs just £12.25 to make. The cost of an adult passport is £72.50, the 11th most expensive in the world. That’s over 500% mark up.

(Although £72.50 is fairly reasonable when compared to a Turkish passport – that will cost you £215!)

17% of the population in England don’t have a passport

The Office for National Statistics reported in 2011 that 83% of the resident population in England and Wales held a UK passport.

4.2 million Residents had a foreign passport, of which only 372,000 were Irish passports.

This an extremely high percentage when compared to America, where only 36% of the population have a passport.

The Queen is in that 17%

UK passports are issued in “The name of her majesty”. This renders it unnecessary for her majesty to have one.

Although all the other members of the Royal Family need one, sorry Charles.

No Hats Please

According to the UK Passport Office, the most common reason for a passport to be rejected is because the photos are incorrect.

There are strict guidelines that should be adhered too – this means to hair in front of your face, no hats or head coverings (unless for religious purposes) and you must be looking directly at the camera.

Don’t worry girls – you can trowel as much make up on as you like, just as long as it represents your natural skin tone.

Although Glasses Are Fine

Apparently.

Although not sunglasses, tinted glasses or reading glasses that cause a glare. Actually take them off altogether, just in case.

No One Wants Britain’s Oldest Passport

It dates back to June 18th 1641 and bears the signature of Charles I. It belonged to Captain William Bradshaw and is currently owned by a couple from Silksworth in Sunderland. When they bought it along to Flog It! on BB2 it didn’t receive a single bid at auction.

The Latest One Is Super Secure

The latest UK passport has been declared the most secured passport ever issues in the UK, printed with UV and Infrared light, watermarks and inks, it has also been designed in a way that prevents the page that hold personal details being tampered with.

But it’s Sexist

The theme of the new passports is “Creative United Kingdom” and features the icons of British Arts and Culture. Among the icons are William Shakespeare, John Constable and Ada Lovelace.

However, it has already faced criticism as out of the 7 icons, only 2 women are depicted.

5 Apps to Explore New York Like a Local

For those who are looking to dive into the local scene of New York City, here are five apps that will help you find restaurants, bars, events, and activities happening in and around the city that tourists might miss while exploring the place. We’ve compiled a list of NYC-centric apps, giving you a city guide at your fingertips.

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Here are a few recommended apps to explore New York City like a local:

1. Spotted by Locals

This app is very helpful for those looking for a local joint in the city. Spotted by Locals is an app that suggests local spots to explore based on the user’s current location. Look for nearby sightseeing, eating, drinking and shopping options. Even if you are looking for a particular cuisine, you can find it here. The app will also let you know how much you can expect to pay and the app is always up to date with the newest hotspots.

2. Gett

Gett is a NYC’s black cab app that offers fixed-price rides in central Manhattan. It can bring you luxury cars as per your preferences and advance bookings make this app quite popular in the city. Thanks to this advanced navigation app, your journey through New York is easier than ever. Unlike Uber and Lyft, there’s no surge pricing, making it a great choice for planning ahead.

3. ExitStrategy

This paid app is designed to help you travel using the subway line just like a New Yorker. Most people in the city use the subway to commute easily rather than driving their own car or hiring a cab. The app features offline interactive subway maps and directions to help you easily figure out the route. There are other features such as neighbourhood maps informing you exactly which entrance and exit to use and which train car to board. ExitStrategy app also features bus maps for all five boroughs.

4. Like a Local

Those who are looking for a distinctive journey to explore New York, Like a Local offers great insights into the hidden gems of the city. The app is not only helpful for tourists but also those who have lived in the city for years – it’s like having a friend who shares their insights and tips to the greatest secrets in the New York neighbourhoods like Chelsea, lower east side, midtown east and west, Murray hill and many more you can explore here.

5. Lifebooker

Want to pamper yourself and need to look your best for a special occasion after a long hectic day of meetings? Lifebooker is here to help you! The app offers deals on beauty, with services such as facials, haircuts, massages, and waxing etc., listed for over 50% off. Book the appointment directly through the app.

Technology has revolutionised the way we travel, eat and explore, so it is worth downloading location specific apps, if you are heading to a new destination. Remember, while you’re visiting New York and want to live like a local, get tapping and download the apps to make your navigation convenient.

 

About the Author:

I am Urvi, I like to meet new people, explore new places and share my experiences. Travelling intrigues and rejuvenates me. I am currently working as a blogger for thesqua.re – serviced accommodation, a community for travellers specifically dealing in major cities such as London, Paris and New York.

Unique Places To Visit During A Trip To The UK

For such a small island, the UK is full of history, culture and interest that has inspired tourists and travellers for centuries. From it’s luscious countrysides to it’s fast paced city life, it’s easy to see why it’s become such a popular tourist destination. With so much to see and do here, it’s difficult to determine which places to visit during your stay. There is nothing wrong with sticking to the larger cities such as London or Glasgow. But the UK has many lesser known but equally impressive locations too. So get you to inspired to travel further afield during your trip, here are some unique places you need to visit in the UK.

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Roman Baths in Bath

Bath is located in the South-West region of the UK and is just a short journey from the city of London. It’s an idyllic town that is entirely surrounded by rolling hills and beautiful landscapes. This might sound like a perfect place to visit if you’re an outdoorsy kind of person. But there’s even more on offer here. Bath is famously known for its natural hot springs and is home to the Roman baths. This attraction allows tourist to take a trip back in time to see how public bathing was carried out in the 19th century. A museum has also been built surrounding the baths which include artifacts, statues and modern day spa you can enjoy. There are also a whole host of shops, tea rooms and fantastic Georgian architecture throughout for you to enjoy. It’s a perfect day out if you want to get away from the hustle and bustle as it oozes a calm and relaxing vibe.

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Pleasure beach in Blackpool

Blackpool is a seaside town located in the North West of England. It’s reputation for family fun, and entertainment stems from it’s infamous Pleasure Beach. Here you will find some of the most impressive roller coasters and rides in Europe. The Big One roller coaster, for instance, stands at 235ft and can reach speeds of up to 87 mph. A whole host of shows in Blackpool are also held at the Pleasure Beach. Another fantastic attraction to try out is the Blackpool tower which has a glass viewing platform, ballroom and circus on site. This is the ideal place to visit if you’re travelling with young children or if you’re a bit of a thrill seeker.

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Eden Project in Cornwall

Cornwall is a county in England which is renowned for it’s beautiful coastlines and moorlands. While it’s beaches are always popular with tourists, it is also home to one of the UK’s most popular attractions. The Eden Project is located in the middle of a large crater and is home to the largest rainforest in captivity. Large bubble shapes biomes create the perfect habitat for exotic plants, flowers and trees. You can wander through the indoor and outdoor gardens and learn more about their conservation schemes. It’s a brilliant place to take children but can also be perfect for couples of any age.

These are just three unique places you can find in the UK that are unlike anywhere else. So what are you waiting for? Come and see them for yourself.

 

Have you ever found yourself between a rock and a hard place in a foreign country?

Chances are, if you’ve made the decision to travel around the world off your own bat, you’ll be all too familiar with the feeling. And most often, the solution is to try hail down a cab, and just hope that the vehicle that turns up has four wheels and passed MOT. If so, you’re likely to recognise some of the wacky vehicles the the Taxi Centre have put together in their “Around the World in 15 Taxis” infographic.

Looking at 15 different countries, the infographic compiles some vehicles that might be peculiar to western travellers, but normal to those who use them every day. I think I’d give a Bush Taxi a miss, although Cuba’s CoCotaxi does look kind of cute.

Take a look at the guide below, and let me know what your weirdest taxi experience is!

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New destination for affordable yacht ownership – Dubai

Dubai is the jewel in the Arabian crown. Known throughout the world for the luxurious lifestyle on offer, as well as its rich Islamic heritage, the city is an inspiring combination of age-old tradition and modern ambition. It’s a place where the sun never sets. Where warm azure waters lap the shores of remarkable man-made islands and roll off into the horizon, as far as the eyes can see.

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SmartYacht, a company that offers shared yacht ownership, has recently announced that they will be offering prospective seafarers the opportunity to purchase a share of a deluxe prestige 500 in the new location of Dubai. With its 3 cabins, it is capable of accommodating 6 guests and offers wide-open living space and numerous extras. You’ll be able to discover this incredible city like you’ve never seen it before. With shares available from just 199,000 EUR, and the divide split between just three owners, this is by far the most cost effective way to live out your dreams of owning a luxurious yacht. The Prestige 500 is able to travel at up to 28 knots, so there will be times when Dubai itself is just a blur alongside you. But when you drop anchor, the chic interior, padded sunbathing area and spacious dining space make this yacht a joy to spend time in. An experienced crew, consisting of a captain and the option of a stewardess, can only add to the experience, ensuring that you make the most of your stay in this delightful stretch of ocean.

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Ever since the inaugural International Dubai Boat Show back in 2008, the region has fast become one of the world’s most popular charter yacht destinations. It is easy to understand why. There are several high profile events throughout the year, ensuring that there is never a dull moment in the so-called City of Gold. The famous Dubai World Cup horse race in March, the rugby Sevens, the Jazz festival and the Tennis championships are just a few that annually grace the social calendar. Although the majority are held on land, the bulk of Dubai’s glamorous after-parties are held at the city’s marinas and ports. These lavish and extraordinary events are not to be missed, and are often as exciting as the occasions that precede them.

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But there is far more to Dubai than parties. The city is rich in architecture, created by some of the world’s foremost designers. The Burj Khalifa is a 160 story skyscraper and the proud holder of the ‘World’s tallest building’ title. Although the view from the top is impressive, so too is the view from the sea, where the tower is clearly visible. Another structure worth seeing is the Burj Al Arab, the world’s only 7 star hotel. Designed to resemble a sail, it is one of the world’s most photographed structures and is lit up at night by a choreographed light show that makes for impressive viewing from the water. There is of course a marina attached to the building should you wish to drop in and recharge after a leisurely day’s cruising. A reference to Dubai’s architectural feats would not be complete without remarking on Palm Island. This man-made structure stretches for miles out into the Gulf and is full of world famous hotels, amazing tourist attractions, luxury fashion and shopping malls. One can anchor up and enjoy a cocktail whilst watching the renowned Arabian sunset as it lights up the sky in orange, pink and purple.

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